Thanks again you guys are so helpful I really appreciate it!
colorcrazie tanks for the info on the hurricanes that makes me feel better, I saw that you could opt out of automatic tips and give them yourselves in cash. I might do this because I don't use credit cards.
I use to over spend and found I wouldn't do that if I paid in cash, so I only have a small cc now.
spencercoop thanks I think I will take them off, now I'm going to research what to do off the ship with kids.