I am just back from a Baltic cruise and I confess to using no handbag(purse) or wallet anywhere at any time.
I took currency of the day held together with a rubber band and 1 cc and kept with my tissues etc in a small camera bag.
I do confess to having encountered few problems anywhere during my travels (last incident was an attempt in 1994) but maybe because I am not shouting 'tourist' and I don't carry any bags.
Annie