I'm coming late to this party - I know but I did read this person's posting "OVER THERE" .
This is the reason I never ever pay by credit card. Cash only. If I need to use my cc on the last night or two, I do not give them permission to use it a second time. I have them run it through while I'm there, sign for that amount and note on it there is not to be another charge without pemssion.
They do takr forever refund any amount taken in error. They tak immediately - they return late.
As for the accounts, they have taken to being very slow at providing them. If you leave the ship early, you may not get our account until you go to the desk about 5 am and ask for it. I've seen them not be delivered til 8 am or later. Most people are gone by then.
Cash is king these days or send yourself OBC before you leave home so it already there.