Go Back   CruiseMates Cruise Community and Forums > People > Chit - Chat for Cruisers

Chit - Chat for Cruisers Open Forum for non-cruise posts. Please refrain from inflammatory rhetoric that could be considered offensive. We reserve the right to edit or delete for any reason.

Thread Tools Search this Thread Display Modes
Old September 23rd, 2008, 08:19 AM
venice venice is offline
Senior Member
Join Date: Sep 2005
Location: new orleans, la
Posts: 7,070
Default Post Hurricane Insurance Shock !!

virtually all major insurance companies that operate in Louisiana have raised policy's holder deductible when they renew this year which resulted in my out of pocket expense going up $1500 (and I didn't even file a claim for Katrina)

thus, as homeowners file for claims from Gustuv and Ike they were in a mild form of shock
Reply With Quote
Old September 23rd, 2008, 08:47 AM
Sea Trekker's Avatar
Sea Trekker Sea Trekker is offline
Senior Member
Join Date: Mar 2004
Posts: 1,937
Send a message via AIM to Sea Trekker

I feel your pain.
When Florida got 4 hurricanes in 2004, our insurance went through the roof too. Many insurance companys have left the the state and the premiums we pay now are not easy.
Also, there are the people on the east coast, Melbourn, Coco Beach,that are flooded as a result of Gustoz sticking around for a week. Unless you live on the sea shore you may not need flood insurance.
Reply With Quote
Old September 23rd, 2008, 09:51 AM
bahamamomma bahamamomma is offline
Senior Member
Join Date: Dec 2007
Location: Leaveavenworth, Ks
Posts: 2,481

Insurance claims/rates affect everyone - I got my homeowners insurance statement and my insurance has gone up 200.00 since last yr. No claims, the only reason they gave was the rates have gone up - and I live in Ks! - yes we have tornadoes, but they don't really keep hitting in the same places like the hurricanes - considering changing companies
Reply With Quote
Old September 23rd, 2008, 01:56 PM
ToddDH ToddDH is offline
Senior Member
Join Date: May 2008
Location: Greeneville, Tennessee
Posts: 4,523

I live in East Tennessee and I'm dreading what my renewal rate will be!

Reply With Quote
Old September 23rd, 2008, 04:08 PM
fllady's Avatar
fllady fllady is offline
Senior Member
Join Date: Sep 2005
Location: Florida
Posts: 1,057
Send a message via Skype™ to fllady

we just received our renewal and it went up $320. but compared to what we were paying the other insurance company before we switched it still is cheaper and that was 5-6 years ago.
Reply With Quote
Old September 23rd, 2008, 06:04 PM
nlb1050's Avatar
nlb1050 nlb1050 is offline
Senior Member
Join Date: Oct 2005
Location: Fort Pierce, FL
Posts: 2,534

We had to get new ins this year as we were some of luck state farm people not being renewed, after being with them for 23 years . We had one claim for the hurricanes of 2004 for only the first hurricane to hit us and it was definitely not a hugh claim and that was the first claim ever . Of course in the past 2 years our ins had doubled so searching we went. Found better ins for less that price 2 years ago.

So when it was time for renewal of auto we went elsewhere and did not renew state farm.

Hopefully next year we can find new flood ins, didn't have a chance to check on that this year, and completely get rid of state farm.

And of course here in Fl we even have to pay a special Hurricane fee on any property ins even on car ins. That is no matter what company you are with.
Nancy L
2005-2 Princess, 2006-Princess MSC, 2007-NCL,2008-Carnival & RCI, 2009- MSC & Carnival, 2010- 2 Carnival,2011-Carnival, 2012-Carnival & MSC, 2013-MSC & Carnival, 2014- 2 MSC, 2015-2 Carnival & MSC, 2016-NCL & Carnival,2017- MSC, 2018-2 NCL & MSC & RCI, 2019 RCI & Carnival
Reply With Quote


Similar Threads
Thread Thread Starter Forum Replies Last Post
Hurricane Insurance christinabeena Carnival Cruise Lines 7 February 28th, 2008 03:47 PM
Cozumel renting a car post hurricane? demodawn Caribbean & Panama Canal 1 January 3rd, 2006 07:40 PM
post-hurricane itineraries PezLori Carnival Cruise Lines 4 September 13th, 2004 02:56 PM
Post hurricane visits KarenB Princess Cruise Lines 3 September 11th, 2004 01:37 AM
Original post in Hurricane Frances Update..... Kimberly Ryan Royal Caribbean International 1 September 7th, 2004 08:28 PM

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -4. The time now is 04:47 PM.
design by: Themes by Design