Paul, I would like to thank you for being forthright about travel insurance, and explaining possible coverage loopholes in regard to the Swine Flu on your opening page and news alert. It seems everyone is talking of nothing but this flu and people are becoming overly alarmed because of the sensationalized news reports. But most of all, you have recommended a travel insurance site that offers many different types of coverages provided my various companies, and are not simply promoting the cruiseline's own coverage or that offered automatically by travel agents. You could, of course, be in cahoots w/the cruiselines and agencies who offer standard policies which may not always be what people think they are. Thanks for keeping us informed!